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Kamis, 10 Januari 2008

What if I'm not interested in the free credit score/report offers above?

If the free credit score offers above do not interest you, then you may be interested in 3-in-1 credit file monitoring . 3-in-1 Monitoring makes it easy for you to monitor all 3 of your nationwide credit reports by alerting you within 24 hours of key changes. Credit Watch Gold with Three Bureau Monitoring Identity Theft Protection offers a free 3-in-1 credit report and unlimited Equifax Credit Report™ in addition to 3-in-1 credit file monitoring. You can order Credit Watch Gold with Three Bureau Monitoring online for $12.95 per month (3 month minimum required).
If you prefer to monitor your credit scores, Score WatchTM offers FICO® credit score monitoring that includes detailed explanations for key score changes. Score Watch makes it easy to target your ideal score, see interest rates you are likely to receive and watch your score trend over time. You can order Score WatchTM online for $9.95 per month (3 month minimum required).
You may also be interested in receiving a copy of all of your three reports. The easiest way to receive a copy of all of your three reports is to order a "three bureau report" (also known as a merged report). A three bureau report simplifies the process, since you will not need to contact each bureau individually. You can order a three bureau credit report online for $29.95 (featured offer). You will also get your TransUnion credit score for free with this offer. Please note that, thanks to a recently passed federal law, consumers are entitled to a free credit report on an annual basis from each of the three credit bureaus.
You can also get unlimited online credit reports from all three credit bureaus and unlimited online credit scores from all three credit bureaus for $14.95 per month (featured offer). Getting all three of your credit reports and all three of your credit scores will give you the most complete picture of your credit standing.
Equifax also offers several online credit scoring products in affiliation with Fair Isaac & Co. (providers of the FICO credit score). These products do not include a free trial and vary in price (single report and score is $15.95).

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